Terms & Conditions

Last Updated: March 6, 2018

Please take a few minutes to review these Terms and Conditions. Your use of this website constitutes your agreement that you are at least 18 years of age, and your agreement to follow these rules and to be bound by them. If you do not agree with any of these Terms and Conditions, do not use the Interactive Trader website.

Interactive Trader reserves the right to update or modify these Terms and Conditions at any time without prior notice. If at any time you deem the modification to be unacceptable to you, termination of this agreement is your only recourse. Your use of this website following any such change constitutes your agreement to follow and be bound by the Terms and Conditions as changed. For this reason, we encourage you to review these Terms and Conditions whenever you use this website.

As used in this Agreement, the following definitions will apply: “Agreement” shall mean these Terms and Conditions (including any terms incorporated by hyperlink). “Client”, “I”, “you” or “your” shall mean the person or persons using, or subscribing to this website. “We”, “us”, “the company” or “our”, shall mean Interactive Trader and its owners. “Site” shall mean a World Wide Web Site, and depending on the context, refers to the back office administration web site.

These Terms and Conditions serve as your purchase agreement and are notification of such.

By enrolling with Interactive Trader, you will receive access to Interactive Trader training, software and support. As a member of the Interactive Trader Software and Service you will receive access to ongoing service and support, access to training and education resources, as well as updates as they come available. You may cancel this service at any time with notice to Interactive Trader support at (877) 542-1685.

If you are unsatisfied for any reason and wish to request a refund, please call customer service at (877) 542-1685 Monday – Friday 8AM – 5PM or send your request to Interactive Trader, 380 S. Technology Ct., Ste. 100 Lindon, UT 84042.

A refund for activation, signup, or kit can only be issued if the following conditions exist: We are notified within 3 (three) business days of the transaction; a Returned Goods Authorization (RGA) Number is received from an Interactive Trader representative; the kit is returned in resalable condition.

A refund for monthly site access can only be issued if the transaction occurred within 30 days of canceling your membership. Refunds requested outside of this grace period will not be refunded.

We handle all charge backs and reversals as potential cases of fraudulent use of our services and/or theft of services. In cases where we have provided a service and we have verified that a client has received a kit and/or received a password to our site(s), whether or not they have used the site in any way, possible actions taken by the company may include disabling access to your account, filing a complaint with the Internet Crimes Bureau or local authorities, or reporting the incident to the appropriate authorities in your state to investigate theft of services. Please be advised that all activity and IP address information is being monitored on the site. This information may be used in a civil and criminal case against a client if there is fraudulent use or theft of services.

All of the Content you see and hear on the Interactive Trader website, including, for example, all of the page headers, images, illustrations, graphics, audio clips, video clips and text, are subject to trademark, service mark, trade dress, copyright and/or other intellectual property rights or licenses held by Interactive Trader, one of its affiliates or by third parties who have licensed their materials to Interactive Trader.

The Content of this website, and the site as a whole, is intended solely for personal, non-commercial use by the users of our site. You may download, print and store selected portions of the Content, provided you (1) only use these copies of the Content for your own personal, non-commercial use, (2) do not copy or post the Content on any network computer or broadcast the Content in any media, and (3) do not modify or alter the Content in any way, or delete or change any copyright or trademark notice.

No right, title or interest in any downloaded materials is transferred to you as a result of any such downloading. Interactive Trader reserves complete title and full intellectual property rights in any Content you download from this website.

Except as noted above, you may not copy, download, reproduce, modify, publish, distribute, transmit, transfer or create derivative works from the Content without first obtaining written permission from Interactive Trader.

All logos and advertisements are or may be registered trademarks of their respective owners. No relationship of any kind, expressed or implied may exist between the Company and the owners of said trademarks.

You may be required to register with Interactive Trader in order to access certain areas of the Site. With respect to any such registration, we may refuse to grant you, and you may not use, a user name (or email address) that is already being used by someone else; that may be construed as impersonating another person; that belongs to another person; that violates the intellectual property or other rights of any person; that is offensive; or that we reject for any other reason in our sole discretion. You are responsible for maintaining the confidentiality of any password you may use to access the Site, and agree not to transfer your password or user name, or lend or otherwise transfer your use of or access to the Site, to any third party. You are fully responsible for all interaction with the Site that occurs in connection with your password or user name. You agree to immediately notify Interactive Trader of any unauthorized use of your password or user name or any other breach of security related to your account or the Site, and to ensure that you “log off”/exit from your account with the Site (if applicable) at the end of each session. We are not liable for any loss or damage arising from your failure to comply with any of the foregoing obligations.

Any personal data (for example, your name, address, telephone number or e-mail address) you transmit to the Site by electronic mail or otherwise will be used by Interactive Trader in accordance with the Site’s Privacy Policy as posted. You represent and warrant that any information you provide in connection with your use of the Site is and shall remain true, accurate, and complete, and that you will maintain and update such information regularly. You agree that if any information you provide is false, inaccurate, obsolete or incomplete, we may terminate your use of the Site.

We share personal information with companies who provide services such as information processing, fulfilling customer orders, delivering products to you, managing and enhancing customer data, providing customer service, assessing your interest in our products and services, and conducting customer research or satisfaction surveys. These companies are obligated to protect your information and may be located wherever those companies operate. Text message services provided by Stiki LLC. To view their Terms and Conditions, Privacy Policy, including how to opt-out, go to: http://www.text2offer.com/response.

We welcome your comments regarding this website. However, any comments, feedback, notes, messages, ideas, suggestions or other communications (collectively, “Comments”) sent to Cash Flow Strategies shall be and remain the exclusive property of Cash Flow Strategies. Your submission of any such Comments shall constitute an assignment to Interactive Trader of all worldwide rights, titles and interests in all copyrights and other intellectual property rights in the Comments. Interactive Trader will be entitled to use, reproduce, disclose, publish and distribute any material you submit for any purpose whatsoever, without restriction and without compensating you in any way. For this reason, we ask that you not send us any comments that you do not wish to assign to us, including any confidential information or any original creative materials such as stories, product ideas, computer code or original artwork.

The information on this website may contain typographical errors or inaccuracies and may not be complete or current. We therefore reserve the right to correct any errors, inaccuracies or omissions and to change or update information at any time without prior notice. We apologize for any inconvenience this may cause you.

The website is operated by the Company on an “as is,” “as available” basis, without representations or warranties of any kind. To the full extent permitted by law Interactive Trader and their affiliates disclaim any and all representations and warranties with respect to this site and its contents, whether express, implied, or statutory, including, but not limited to, warranties of title, merchantability and fitness for a particular purpose or use. Without limiting the foregoing, the Interactive Trader Businesses do not represent or warrant that the information on this website is accurate, complete, reliable, useful, timely or current or that this website will operate without interruption or error.

Interactive Trader is an education and marketing based company. The information provided is for educational purposes only. The information provided is not intended for use as the sole basis of any investment or trading decision. The risk of loss in trading commodity futures and options can be substantial. Before trading, you should carefully consider your financial position to determine if futures’ trading is appropriate. When trading futures and/or options, it is possible to lose the full balance of your account. It is also possible to lose more than your initial deposit when trading futures and/or granting/writing options. As a result, selling/writing “uncovered” options exposes the seller/writer to the possibility of margin calls and virtually unlimited risk. All funds committed should be purely risk capital. Past performance is no guarantee of future trading results.

The Interactive Trader Businesses do not endorse nor make any warranties or representations about the options or other service or data you may access, download or use as a result of the use of the information contained on the website, or about a website you may access through this website. Links to other sites are provided for convenience only. You need to make your own decisions regarding your interactions or communications with any other website.

Interactive Trader provides educational products and training. We do not sell a business opportunity. Individuals who purchase our educational products and training may not make any money. Additionally, we do not offer any tax, accounting, financial or legal advice. Prior to undertaking any transaction, you should consult your own accounting, legal and tax advisers to evaluate risks, consequences and suitability of that transaction.

Add the same paragraph above to the terms and conditions in a separate paragraph above the paragraph starting with, “The Interactive Trader Businesses make no representation that content provided on this website is applicable or appropriate for use in location outside of the United States.

The Interactive Trader Businesses make no representation that content provided on this website is applicable or appropriate for use in locations outside of the United States.

The Interactive Trader Businesses assume no risk or responsibility for your use of any of the content provided on this website.

Under no circumstances, shall the Interactive Trader Businesses or any of their employees, directors, officers, agents, vendors or suppliers be liable for any direct or indirect losses or damages arising out of or in connection with the use of or inability to use this website.

This is a comprehensive limitation of liability that applies to all losses and damages of any kind (whether general, special, consequential, incidental, exemplary or otherwise, including, without limitation, loss of data, income or profits), whether in contract, negligence or other tortuous action, even if an authorized representative of any Interactive Trader Business has been advised of or should have known of the possibility of such damages.

If you are dissatisfied with this website or any content on the site, or with these terms and conditions, your sole and exclusive remedy is to discontinue using this website. You acknowledge, by your use of this website, that your use of the site is at your sole risk.

Applicable law may not allow the limitation of liability set forth above, so this limitation of liability may not apply to you. If any part of this limitation on liability is found to be invalid or unenforceable for any reason, then the aggregate liability of the Interactive Trader Businesses under such circumstances for liabilities that otherwise would have been limited our maximum aggregate liability to you arising by reason of this transaction shall be the amount paid by you for the physical materials.

The Site is not intended to provide legal, tax, investment or insurance advice. Nothing on the sites should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Interactive Trader or any third party. Certain investment planning tools available on the Site may provide general investment education. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your legal or or tax professional regarding your specific situation. Interactive Trader is not a broker and any specific investment discussion should be made with a licensed broker.

You agree to defend, indemnify and hold harmless us and our directors, officers, agents, and employees for any and all costs, fines, claims, damages, charges, or fees (including reasonable attorney’s and expert witness’ fees) arising by reason of your purchase or use of the web site or arising from: Any breach of the agreement. Any claims arising from the sale or license of goods or services promoted or made available through this program except where limited by law. Our indemnity rights shall not be limited or offset by any contributory negligence by us.

I agree to the use of electronic records to evidence this agreement. I understand that I have the right to not consent to the use of electronic records by not transacting business with the company. In such event, this will be null and void. My consent applies only to this transaction. I hereby waive any objection I may have to the companies use of electronic records in court should it be necessary to enforce the terms of this agreement.

By execution of this Agreement you hereby consent and agree that any and all disputes that arise concerning this Agreement or any of the terms of this Agreement, or that concern any aspect of the relationship between Client and Company, shall be decided exclusively in binding arbitration conducted by the American Arbitration Association (‘AAA’). Client and Company further consent and agree that Client may file their complaint with the AAA in their state, but that all AAA arbitration hearings shall be conducted in Utah, US, where Company is headquartered and located, before a single AAA arbitrator. The arbitrator shall be appointed in accordance with the Section R-13, Appointment from Panel, of AAA’s Commercial Arbitration rules. Client and Company consent and agree that the AAA arbitrator shall exclusively apply Utah, US law to the dispute, regardless of and without giving any consideration to choice of law principles. Client and Company further consent and agree that each party will bear his/her/it’s own cost and attorneys’ fees incurred in connection with the AAA arbitration proceedings, and agree that the AAA arbitrator shall have no power or discretion to make any award of costs or attorneys’ fees. However, in the event that Client or Company files any court proceedings in violation of the contractually agreed upon arbitration requirement, the party who is required to appear in any court proceedings to defend against such proceeding shall be entitled to an immediate stay and dismissal of such court proceedings, and shall be entitled to an award of all reasonable attorneys’ fees and costs incurred in connection with such court proceedings. The final decision of the arbitrator shall be furnished in writing and shall constitute a conclusive determination of the issue(s) in question, binding upon the Client and Company, and shall not be contested by either of them except as permitted by applicable law. Such decision may be used in a court of law only for the purpose of seeking enforcement of the arbitrators’ award.

No failure to enforce any provision, assert any right or insist on performance of any provision under this Agreement in any instance shall be deemed a waiver of the ability to enforce such provision, assert such right, or insist on the performance of such obligations in the future. Our failure to enforce your strict performance will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Agreement.

This agreement constitutes the entire understanding with regard to your purchase and affiliation with the sponsor, and us and supersedes all prior representations, oral or written. If any provision, paragraph, or subparagraph of this agreement is adjudged by any court of law to be void or unenforceable, in whole or in part, the rest of the agreement shall remain in effect. The parties agree that in such event, the offending clause will be replaced with a provision or provisions having the same economic effect. This agreement shall be binding on, and shall inure to the benefit of, the parties to it and their respective heirs, legal representatives, successors and assigns. By ordering from Interactive Trader or utilizing services of Interactive Trader I hereby acknowledge that I have read the above terms and conditions, understand them, and agree to be legally bound by them.

By accessing and using the Interactive Trader website, you agree that your access to and use of this website is subject to these terms and conditions, as well as all applicable laws, as governed and interpreted pursuant to the laws of the state of Utah, US.

Copyright © 2018 Interactive Trader. All rights reserved.

This website is operated and maintained by Interactive Trader. Use of the website is governed by its Terms and Conditions and Privacy Policy.

Interactive Trader, its parents, subsidiaries, and affiliates is a direct-to-consumer real estate and stock training and education company. We do not sell a business opportunity, “get rich quick” program, or money-making system. We believe, with education, individuals can be better prepared to make investment decisions, but we do not guarantee success in investing. We do not make earnings claims, efforts claims, return on investment claims, or claims that our training will make you any money. Training generally includes a hybrid of education, training, and tools/resources. All material is intellectual property and protected by copyright. Any duplication, reproduction, or distribution is strictly prohibited.

Investing of any kind carries risk and it is possible to lose some or all of your money. The training provided is general in nature and some strategies may not be appropriate for all individuals or all situations. Be advised that we do not give any individual real estate recommendation, trading recommendation or advice as to any investment, including regarding securities, mutual funds, insurance products, options, futures, commodities or any other specific and individual investment opportunity. We are not paid any transaction-based compensation for any real estate transaction or securities or investment transaction and do not receive any referral fees or financial benefit from any investment adviser or securities brokerage firm. It is highly recommended that individuals work with licensed real estate brokers, agents, and professionals for any real estate transactions. It is also highly recommended that individuals work with licensed securities professionals such as registered investment advisors or securities or insurance licensed professionals for any securities, insurance or commodities transactions. We do not hold ourselves out as a real estate broker, registered investment advisor or licensed securities broker, dealer or firm. We do not have any securities, insurance, or investment advisor licenses. We are not a licensed real estate broker; state or federal registered investment advisor; licensed securities broker; dealer; agent or introducing broker; tax accountant; or law firm. Some of the company’s hired presenters, trainers, and staff may hold various registration and licensing, but they do not operate in such capacity, as agents of the company. We are not a real estate expert or a securities, or investment expert, including in securities, insurance or commodities transactions, and it is highly recommended that you consult with appropriate licensed experts before engaging in securities, insurance or commodities transactions. We are an educational company that provides training concerning such industries.

In an effort to continually improve the customer experience, we survey our customers often. Nevertheless, it is difficult to track and ascertain those who implement and complete the training. Some customers attend the training for education purposes only – and do not purchase additional training – but may be included in satisfaction survey results. Testimonials and reviews are individual experiences and personal opinions of those who have purchased education and training. Individual results will vary, and testimonials and/or reviews may not be typical. Results rely on individual effort, time, and skill of each customer, as well as market conditions and other factors. The Company is unable to track whether a customer applies the training or how much money a customer earns. However, it is assumed that most customers do not apply the needed effort and time, or do not acquire the skills, to complete transactions successfully and, therefore, most clients do not make money. You may be asked to complete a satisfaction survey. By completing a survey, you confirm that the information contained is an accurate representation of your experience and that you have not received any financial incentive to give positive feedback. Further, you give the Company permission to publish your aggregate feedback and comments, on your behalf, to the Company’s website(s), materials, and various online review outlets. We respect your privacy and will not publish personally identifiable information.

In an effort to continually improve as a training organization, the Company surveys its advanced training customers for feedback regarding their experience(s). Nevertheless, it is difficult to track and ascertain those who implement and complete the training provided. Surveys results presented in both digital and print form are typically the aggregate results over a 12-month period and are audited by a third-party. Results include all respondents and include some customers who attended and/or purchased training for education and information purpose only.

The Company may link to content or refer to content and/or services created by or provided by third parties that are not affiliated with the Company. The Company is not responsible for such content and does not endorse or approve it. Such content may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to the Company and its products and services. The Company assumes no responsibility or liability whatsoever for the accuracy, reliability, or opinions contained in such content. If you decide to access such content or use their products or services, you do so at your own risk. The Company may provide services by or refer you to third-party businesses. Some of these businesses have common interest and ownership with the Company. Third-party terms and conditions, privacy provisions, confidentiality provisions, or other provisions are governed separately from your customer relationship with the Company. Third-party company names, logos, and products are trademarks or registered trademarks of their respective holders. Use of them does not imply an affiliation with or endorsement or sponsorship of the Company.