Privacy Policy

Last Updated Date: March 6, 2018

Your privacy is important to us (Interactive Trader and its subsidiaries) and its affiliates and partners. We have developed this Privacy Policy to explain who we are and what information we collect from our customers. We also want our customers to know how we collect their information, what we do with it, who we share it with and who has access to it, how to prevent tracking and how to contact us should our customers have questions or concerns. Please take a moment to familiarize yourself with our privacy practices and let u

Effective Date: May 24, 2018

INTRODUCTION

We care about privacy and believe in creating a safe, secure, and transparent user experience. This Privacy Policy describes how Interactive Trader and our affiliates (collectively, the “Company,” “Interactive Trader,” “we,” and “us”) collect, use, disclose, transfer, store, retain or otherwise process your information when you (whether you are a person or a business) register for services, purchase services, or otherwise provide information in exchange for services provided by us (collectively, “Services”). Please carefully read this Privacy Policy below and contact us if you have questions about our practices or any of your rights described below. By continuing to interact with our Services, you are consenting to the practices described in this Privacy Policy.

Our Privacy Policy explains:

INFORMATION WE COLLECT ABOUT YOU

We need to collect and process your personal information to run our business and provide you with the Services. If you don’t want us to collect or process your personal information in the ways described in this policy, you shouldn’t use the Services. We are not responsible for the content or the privacy policies or practices of any third-party service providers, third-party websites, or third-party apps.

Information You Provide

We may collect information you provide when you register, sign up, purchase, communicate with us, answer our surveys, upload content, or otherwise use the Services.

We collect information about you when you use our Services, including:

  • Identification Information. Your name; email address; mailing address; phone number; photograph; birthdate; passport, driver’s license, Social Security Taxpayer Identification, or other government-issued identification; or other historical, contact, and demographic information when you register for, purchase from, or otherwise request Services from us.
  • Financial Information. Information such as bank account, payment card numbers, credit reports, and other publicly available information.
  • Tax Information. Withholding allowances and tax filing status.
  • Other Information You Provide. Information that you voluntarily provide to us, including your survey responses; participation in contests, promotions, or other prospective seller marketing forms or devices; suggestions for improvements; referrals; details about your background and experience with us; details about any external transaction or investment history; or any other actions performed on the Services.

Information We Collect From Your Use of our Services

We collect information about you and the devices you use to access the Services, such as your computer, mobile phone, or tablet. The information that we collect includes:

  • Precise Geolocation Information. The location of your device. For more information and to learn how to disable collection of location information, please see below.
  • Use Information. Information about how you use our Services, including your access time, “log-in” and “log-out” information, browser type and language, country and language setting on your device, Internet Protocol (“IP”) address, the domain name of your Internet service provider, other attributes about your browser, mobile device and operating system, any specific page you visit on our platform, content you view, features you use, the date and time of your visit to or use of the Services, your search terms, the website you visited before you visited or used the Services, data about how you interact with our Services, and other clickstream data.

Information We Collect From Other Sources

We also collect information about you from third parties, including:

  • Identity Verification. Information from third-party verification services, mailing list providers, and publicly available sources.

Children’s Information

Our Services are general audience services not directed at children under the age of 13. We do not knowingly collect personal information from any user under 13. If we obtain actual knowledge that any information we collect has been provided by a child under the age of 13, we will promptly delete that information. If you believe we might have any information from or about a user under 13, please contact us at privacy@response.com.

HOW WE USE YOUR INFORMATION

We may use information about you for a number of purposes, including:

Providing, Improving, and Developing our Services

  • Determining whether the Services are available in your country;
  • Otherwise providing you with Services you choose to use;
  • Providing, maintaining, and improving our Services;
  • Developing new products and services;
  • Delivering the information and support you request, including technical notices, security alerts, and support and administrative messages including to resolve disputes, collect fees, and provide assistance for problems with our Services or your account;
  • Improving, personalizing, and facilitating your use of our Services;
  • Measuring, tracking, and analyzing trends and usage in connection with your use or the performance of our Services.

Communicating with You About our Services

  • Sending you information we think you may find useful or which you have requested from us about our products and services. We may also contact you with offers for additional services we think you will find valuable if you give us consent. You do not need to provide consent as a condition to purchase our goods or services. This communication may include contact by:
    • Email
    • Text (SMS/MMS) messages
    • Telephone calls
    • Automated phone calls or text messages
  • Conducting surveys and collecting feedback about our Services.

Protecting our Services and Maintaining a Trusted Environment

  • Investigating, detecting, preventing, or reporting fraud, misrepresentations, security breaches or incidents, other potentially prohibited or illegal activities, or to otherwise help protect your account;
  • Protecting our, or our customers’ rights or property, or the security or integrity of our Services;
  • Enforcing our Terms of Service or other applicable agreements or policies;
  • Verifying your identity
  • Complying with any applicable laws or regulations, or in response to lawful requests for information from the government or through legal process;
  • Fulfilling any other purpose disclosed to you in connection with our Services;
  • Contact you to resolve disputes, collect payments, and provide assistance with our Services.

Advertising and Marketing

  • Marketing of our Services;
  • Communicating with you about opportunities, products, services, contests, promotions, discounts, incentives, surveys, and rewards offered by us and select partners;
  • If we send you marketing emails or SMS/MMS text messages, each email and message will contain instructions permitting you to “opt out” of receiving future marketing or other communications.
  • If we call you to offer additional Services, you may request to be added to our internal do-not-call list. This will not remove you from security, legal, or administrative related communications.

To learn more about your choices regarding interest-based advertising and cross-device tracking, please see below.

Other Uses

  • For any other purpose disclosed to you in connection with our Services from time to time.

HOW WE SHARE YOUR INFORMATION

We may share information about you as follows:

With Our Affiliates

  • With our group companies and corporate affiliates, for the purposes outlined above.

With Third Parties

  • With third parties to provide, maintain, and improve our Services, including service providers who access information about you to perform services on our behalf, as well as financial institutions, payment networks, payment card associations, partners providing services on our behalf, and other entities in connection with the Services;
  • With third parties that run advertising campaigns, contests, special offers, or other events or activities on our behalf or in connection with our Services.
  • SMS/MMS text messaging services provided by Stiki LLC. To view their Terms and Conditions, Privacy Policy, including how to opt-out, go to: http://www.text2offer.com/response.

Safety and Compliance with Law

  • If we believe that disclosure is reasonably necessary (i) to comply with any applicable law, regulation, legal process or governmental request (e.g., tax authorities, law enforcement agencies, etc.); (ii) to enforce or comply with our Terms of Use or other applicable agreements or policies; (iii) to protect our or our customers’ rights or property, or the security or integrity of our Services; or (iv) to protect us, users of our Services or the public from harm, fraud, or potentially prohibited or illegal activities.

With Your Consent

  • With your consent. For example:
    • At your direction or as described at the time you agree to share;
    • When you authorize a third-party application or website to access your information.

Without Your Consent

  • We also may share (within our group of companies or with third parties) aggregated and anonymized information that does not specifically identify you or any individual user of our Services.

HOW LONG WE RETAIN YOUR INFORMATION

We generally retain your information as long as reasonably necessary to provide you the Services or to comply with applicable law. However, even after you cancel or deactivate your account, we can retain copies of information about you and any transactions or Services in which you may have participated for a period of time that is consistent with applicable law, applicable statute of limitations or as we believe is reasonably necessary to comply with applicable law, regulation, legal process, or governmental request, to detect or prevent fraud, to collect fees owed, to resolve disputes, to address problems with our Services, to assist with investigations, to enforce our Terms of Use or other applicable agreements or policies, or to take any other actions consistent with applicable law.

COOKIES AND OTHER SIMILAR TECHNOLOGIES

We use various technologies to collect information when you access or use our Services, including placing a piece of code, commonly referred to as a “cookie,” or similar technology on your device and using web beacons. Cookies are small data files that are stored on your hard drive or in your device memory when you visit a website or view a message. Among other things, cookies support the integrity of our registration process, retain your preferences and account settings, and help evaluate and compile aggregated statistics about user activity. We will begin collecting information about you or from activity on devices you use as soon as you use our Services. By using our Services, you permit us to collect and use your information from activity on devices you use in accordance with this Privacy Notice. For more information and to learn how to block or delete cookies used in the Services, please see below.

Certain cookies we use last only for the duration of your web or application session and expire when you close your browser or exit the application. Other cookies are used to remember you when you return to use the Services and, as such, will last longer.

We may use cookies to:

  • Remember that you have visited us or used the Services before. This allows us to identify the number of unique visitors we receive, so that we can provide enough capacity to accommodate all of our users.
  • Customize elements of the promotional layout and/or content of our Services.
  • Collect data about the way you interact with our Services.
  • Collect data to assess and improve our advertising campaigns, including sending information to our business partners.
  • Allow our business partners (including third parties) to use these tracking technologies to track your behavior on our behalf on our website(s) or application(s) (including when you use multiple devices) and on partner websites.
  • Enable third parties to collect data about the way you interact across sites outside of our Services.
  • Collect anonymous statistical information about how you use the Services (including the length of your web or application session) and the location from which you access the Services, so that we can improve the Services and learn which elements and functions of the Services are most popular with our users.

Some of the cookies used in the Services are set by us, and others are set by third parties who deliver services on our behalf.

Most web and mobile device browsers are set to automatically accept cookies by default. However, you can change your browser settings to prevent automatic acceptance of cookies, or to notify you each time a cookie is set.

You also can learn more about cookies by visiting http://www.allaboutcookies.org, which includes additional useful information on cookies and how to block cookies on different types of browsers and mobile devices. Please note, however, that by blocking or deleting cookies used in the Services, you may not be able to take full advantage of the Services.

We also may collect information using web beacons. Web beacons are electronic images that may be used in our Services or emails. We use web beacons to deliver cookies, track the number of visits to our website and apps, understand usage and campaign effectiveness, and determine whether an email has been opened and acted upon.

THIRD-PARTY ADVERTISING AND ANALYTICS

We can use third-party service providers to provide site metrics and other analytics services. These third parties can use cookies, web beacons, and other technologies to collect information, such as your IP address, identifiers associated with your device, other applications on your device, the browsers you use to access our Services, webpages viewed, time spent on webpages, links clicked, and conversion information (e.g., transactions entered into). This information can be used by Square and third-party service providers on behalf of Square to analyze and track usage of our Services, determine the popularity of certain content, and better understand how you use our Services. The third-party service providers that we engage are bound by confidentiality obligations and other restrictions with respect to their use and collection of your information.

This Privacy Notice does not apply to, and we are not responsible for, third-party cookies, web beacons, or other tracking technologies, which are covered by such third parties’ privacy policies. For more information, we encourage you to check the privacy policies of these third parties to learn about their privacy practices. For more information about targeted advertising specifically, please visit http://www.aboutads.info/choices.

Examples of our third-party service providers to help deliver our Services or to connect to our Services include:

These third-party service providers make use of cookies to implement their services.

YOUR CHOICES

Personal Information

You may view, change, or correct information that you have provided by making a request to us using the contact details below, in which case we may need to verify your identity before viewing or otherwise changing or correcting your information.

Canceling or Deactivating Your Account

If you wish to cancel or deactivate your account, you can do so by emailing us using the contact details below.

Location Information

In order to provide certain Services, we may require access to location information, including precise geolocation information collected from your device. If you do not consent to collection of this information, certain Services will not function properly, and you will not be able to use those Services. You can stop our collection of location information at any time by changing the preferences on your mobile device. If you do so, some of our mobile applications will no longer function.

Do Not Track

Do Not Track (“DNT”) is an optional browser setting that allows you to express your preferences regarding tracking across websites. We do not have a mechanism in place to respond to DNT signals. We do track some activity across websites (including your search terms, the website you visited before you visited or used the Services, and other clickstream data) and we may continue to collect information in the manner described in this Privacy Policy from web browsers that have enabled DNT signals or similar mechanisms.

Promotional Communications

You can opt out of receiving promotional messages from us by following the instructions in those messages, by informing the caller that you would not like to receive future promotional calls or by replying STOP to any SMS/MMS message. Opting out of receiving communications may impact your use of the Services. If you decide to opt out, we can still send you non-promotional communications, such as digital receipts and messages about your account or our ongoing business relations.

California Privacy Rights

California law permits residents of California to request certain details about our disclosure of your personal information to third parties for direct marketing purposes during the immediately preceding calendar year. If you are a California resident and would like to request this information, please contact us at the address listed below.

SECURITY

We take reasonable measures, including administrative, technical, and physical safeguards, to protect your information from loss, theft, misuse, and unauthorized access, disclosure, alteration, and destruction. Nevertheless, the internet is not a 100% secure environment, and we cannot guarantee absolute security of the transmission or storage of your information. We hold information about you both at our own premises and with the assistance of third-party service providers.

STORAGE AND PROCESSING

We may, and we may use third-party service providers to, process and store your information in the United States, Canada, the European Union, and other countries.

CHANGES TO THIS PRIVACY POLICY

We may amend this Privacy Policy from time to time by posting a revised version and updating the “Effective Date” above. The revised version will be effective on the “Effective Date” listed. We will provide you with prior notice of material changes in how we use your information, including by email, if you have provided an email address. If you disagree with these changes, you may cancel at any time. Your continued use of our Services constitutes your consent to any amendment of this Privacy Policy.

CONTACT

Please contact our Privacy Department with any questions or concerns regarding this Privacy Policy.

Interactive Trader
c/o Privacy Matters
380 S. Technology Ct., Ste. 100
Lindon, UT 84043, U.S.A

privacy@response.com

If you have any questions or concerns regarding our notice, or if you believe our notice or applicable laws relating to the protection of your personal information have not been respected, you may file a complaint with our Privacy Department listed above, and we will respond to let you know who will be handling your matter and when you can expect a further response. We may request additional details from you regarding your concerns and may need to engage or consult with other parties in order to investigate and address your issue. We may keep records of your request and any resolution.

COUNTRY/REGION-SPECIFIC DISCLOSURES

Residents of the European Economic Area

  • If you elect not to provide person data

    You may choose not to provide us with your information. However, if you choose not to provide your information, you may not be able to enjoy the full range of Services.

  • How to exercise your rights

    We take steps to keep your information accurate and up to date. If you reside in the European Economic Area, you have certain rights to the information that we have collected about you. To exercise your rights to your information, please email or mail to us using the contact details above. Subject to applicable law, we will respond to reasonable requests as soon as practicable, within the limits prescribed by law.

    You have the following rights:

    • Right of access to your Information: You have the right to ask us for confirmation on whether we are processing your information, and access to the information related on that processing.
    • Right to correction: You have the right to have your information corrected, as permitted by law.
    • Right to erasure: You have the right to ask us to delete your information, as permitted by law. This right may be exercised among other things: (i) when your information is no longer necessary for the purposes for which it was collected or otherwise processed; (ii) when you withdraw consent on which processing is based; (iii) when you object to processing; or, (iv) when your information has been unlawfully processed.
    • Right to restriction of processing: You have the right to request the limiting of our processing under limited circumstances, including: when the accuracy of your information is contested; when the processing is unlawful, and you oppose the erasure of your information and request the restriction of the use of your information instead; or when you have objected to processing.
    • Right to data portability: You have the right to receive the information that you have provided to us, in a structured, commonly used and machine-readable format, and you have the right to transmit that information to another controller, including to have it transmitted directly, where technically feasible.
    • Right to object: You have the right to object to our processing of your information, as permitted by law. This right is limited to processing. After which, we will no longer process your information unless we can demonstrate compelling legitimate grounds for the processing that override your interests, rights and freedoms or for the establishment, exercise or defense of legal claims.
  • How we may disclose your information

    The GDPR and national laws of European Union member states implementing the Regulation permit the sharing of information relating to users who are residents of the European Economic Area with third parties only under certain circumstances. If you reside in the European Economic Area, we will only share your information as described in our Privacy Policy under the heading How We Share Your Information if we are permitted to do so under applicable European and national data protection laws and regulations.

  • Marketing communications

    Where we are legally required to do so, we ask you for your prior consent before providing you with promotional materials or information. When required by local law, when marketing consent is obtained, we use the double-opt-in method (confirmation of your email address by email before sending you promotional messages) in order to verify your consent. You may revoke your consent at any time (this will not affect the processing of your information undertaken until the revocation). If you want to stop receiving promotional materials, etc., you can do so at any time as outlined in the Your Choices section above.

  • Additional use of information

    Additional use of your information that is not described in this Privacy Policy will only take place as required by statute or when we have obtained your consent.

  • Legal Basis for Processing under the GDPR

    In this section we provide information on the legal basis for our processing of your information:

    • When you register for an event, an account, or with our Services, such processing is necessary for the performance of our Services.
    • When we collect precise location data following your prior consent, we process such data on the basis of your prior consent. In other cases where we process your location data without consent, for example in order to provide our Services, such as is necessary for the performance of our Services.
    • When you communicate with us or sign up for promotional materials, we process such data on the basis of our legitimate interest, and our legitimate interest is to provide you with our promotional messages. Where we are required under applicable local law to obtain consent for sending you marketing information, the legal basis is your consent.
    • When you participate in special activities, offers, promotions, or programs.
      • We process such data on the basis of our legitimate interest, and our legitimate interest is to provide you with our promotional messages.
    • When you engage with our online advertising and we actively collect your information in this context, we process such data on the basis of our legitimate interest, and our legitimate interest is to provide you with our promotional message.
    • When you access third party products and services and we obtain information about you from such third-party sources:
      • We process such data on the basis of our legitimate interest, and our legitimate interest is to enhance your experience and to improve our Services.
    • When you connect with us through social media:
      • Where we collect your consent in such case, for instance for marketing purposes, we process such data on the basis of your prior consent.
      • Where we do not collect your consent in such case, we process such data on the basis of our legitimate interest, and our legitimate interest is providing you with better Services and to enable you to use the full range of our Services.
    • When we collect data from third parties or publicly-available sources:
      • For information which we need in order to perform the Services, such processing is necessary for the performance of our Services.
      • With regard to other information, we process such data on the basis of our legitimate interest, and our legitimate interest is providing you with better Services and to enable you to use our Services more efficiently.
    • When we leverage and/or collect cookies, device IDs, location data, data from the environment, and other tracking technologies, we process such data on the basis of your consent, and based on our legitimate interest, where we do not obtain your consent and our legitimate interest is to provide you with better Services or marketing.
    • When we aggregate or centralize data, such processing is either necessary for the performance of our Services, or we process such data on the basis of our legitimate interest, and our legitimate interest is to provide you with better or customized Services and marketing.
    • When we provide you geographically relevant Services, offers, or advertising:
      • Where we collect your consent in such case, we process such data on the basis of your prior consent.
      • Where we do not collect your consent in such case, for such data that we need in order to perform the Services, such processing is necessary for the performance of our Services.
      • Where we do not collect your consent in such case and where we do not need such data in order to perform the Services, we process such data for our legitimate interest in offering you marketing and improving our Services.
    • When we disclose information to our affiliates and partners, and to our service providers and vendors:
      • Where we collect your consent in such case, we process such data on the basis of your prior consent.
      • Where we do not collect your consent in such case, such processing is necessary for the performance of our Services, or we process such dad on the basis of our legitimate interest, and our legitimate interest is to provide you with better Services and marketing.
    • When we process or share information in the event of an actual or contemplated sale, we process such data for our legitimate interest in offering, maintaining, providing, and improving our Services.
    • When we conduct analytics, we process such data on the basis of our legitimate interest, and our legitimate interest is to enhance your experience and to develop and improve our Services.
    • When we investigate suspected illegal or wrongful activity, we process such data on the basis of our legitimate interest, and our legitimate interest is to ensure compliance with legal requirements and law enforcement requests and for public safety purposes.
  • Right to lodge a complaint before the Data Protection Authority

    We encourage you to contact us directly and allow us to work with you to address your concerns. Nevertheless, you have the right to lodge a complaint with a competent data protection supervisory authority, in particular in the EU Member State where you reside, work or the place of the alleged infringement. You have the right to do so if you consider that the processing of information relating to you infringes applicable data protection laws.

  • Changes to this Privacy Policy

    In order to enhance our Services, it might be necessary to change this Privacy Policy from time to time. We therefore reserve the right to modify this Privacy Policy in accordance with the applicable data protection laws. Please visit our website from time to time for information on updates to this Privacy Policy.

  • How to contact us or our Privacy Office

    In case of questions about the processing of your information please contact us at privacy@response.com.

s know if you have any questions.

Personal information is data that can be used to identify or contact a single person uniquely. You may be asked to provide your personal information when you register for an event, purchase a product from us, or anytime you are in contact with us or a third-party business affiliated with us. We, along with trusted affiliates and partners, may share this personal information with each other and use it consistent with this Privacy Policy. They may also combine it with other information to provide and improve our products, services, content, and advertising. Here are some examples of the types of personal information we may collect and how we may use it.

When you create an account with us or participate in a company survey, we may collect a variety of information, including your first and last name, mailing address, phone number(s), email address(s), contact preferences, credit card, checking account, personal financial information, business partner information, and other information.

The personal information we collect allows us to keep you posted on the latest product announcements and upcoming events. It also helps us to improve our services, content, and advertising. If you don’t want to be on our mailing list, you can opt out anytime by writing a letter to us requesting to opt out and sending it to: Affluence EDU, 380 S. Technology Ct., Ste. 100, Lindon, UT 84042.

We also use personal information to help us develop, deliver, and improve our products, services, content, and advertising.

From time to time, we may use your personal information to send important notices, such as communications about purchases and changes to our terms, conditions, and policies. Because this information is important to your interaction with us, you may not opt out of receiving these communications.

We may also use personal information for internal purposes such as auditing, data analysis, and research to improve our products, services, and customer communications.

If you enter into a sweepstake, contest, or similar promotion, we may use the information you provide to administer those programs.

We also collect non-personal information − data in a form that does not permit direct association with any specific individual. We may collect, use, transfer, and disclose non-personal information for any purpose. The following are some examples of non-personal information that we collect and how we may use it:

We may collect information such as occupation, language, zip code, area code, unique device identifier, location, and the time zone where a product is used so that we can better understand customer behavior and improve our products, services, and advertising.

We also may collect information regarding customer activities on our website and from our other products and services. This information is aggregated and used to help us provide more useful information to our customers and to understand which parts of our website, products, and services are of most interest. Aggregated data is considered non-personal information for the purposes of this Privacy Policy.

If we do combine non-personal information with personal information, the combined information will be treated as personal information for as long as it remains combined.

Our website, online services, interactive applications, email messages, and advertisements may use “cookies” and other technologies such as pixel tags and web beacons. These technologies help us better understand user behavior, tell us which parts of our website people have visited, and facilitate and measure the effectiveness of advertisements and web searches. We treat information collected by cookies and other technologies as non-personal information. However, to the extent that Internet Protocol (IP) addresses or similar identifiers are considered personal information by local law, we also treat these identifiers as personal information. Similarly, to the extent that non-personal information is combined with personal information, we treat the combined information as personal information for the purposes of this Privacy Policy.

We and our partners also use cookies and other technologies to remember personal information when you use our website, online services, and applications. Our goal in these cases is to make your experience with us more convenient and personal. For example, knowing your first name lets us welcome you the next time you visit our website. Knowing your country and language helps us provide a customized and more useful educational experience.

Some browsers have a “do not track” feature that allows you to tell websites that you do not want to have your online activities tracked. We currently do not respond to browser “do not track” signals, but we do provide you the option to opt out of advertising.

As is true of most websites, we gather some information automatically and store it in log files. This information includes Internet Protocol (IP) addresses, browser type and language, Internet service provider (ISP), referring and exit pages, operating system, date/time stamp, and clickstream data.

We use this information to understand and analyze trends, to administer the site, to learn about user behavior on the site, and to gather demographic information about our user base as a whole. We may use this information in our marketing and advertising services.

In some of our email messages, we use a “click-through URL” linked to content on our website. When customers click one of these URLs, they pass through a separate web server before arriving at the destination page on our website. We track this click-through data to help us determine interest in particular topics and measure the effectiveness of our customer communications. If you prefer not to be tracked in this way, you should not click text or graphic links in the email messages.

Pixel tags enable us to send email messages in a format customers can read, and they tell us whether an email message has been opened. We may use this information to reduce or eliminate email messages sent to customers.

At times we may make certain personal information available to strategic partners that work with us to provide similar products and services, or that help us market to customers.

We share personal information with companies who provide services such as information processing, fulfilling customer orders, delivering products to you, managing and enhancing customer data, providing customer service, assessing your interest in our products and services, and conducting customer research or satisfaction surveys. These companies are obligated to protect your information and may be located wherever those companies operate. Text message services provided by Stiki LLC. To view their Terms and Conditions, Privacy Policy, including how to opt-out, go to: http://www.text2offer.com/response.

It may be necessary − by law, legal process, litigation, and requests from public and governmental authorities within or outside your country of residence − for us to disclose your personal information. We may also disclose information about you if we determine that for purposes of national security, law enforcement, or other issues of public importance, the disclosure is necessary or appropriate.

We may also disclose information about you if we determine that disclosure is reasonably necessary to enforce our terms and conditions or protect our operations or users. Additionally, in the event of a reorganization, merger, or sale we may transfer any and all personal information we collect to the relevant third party.

We take precautions — including administrative, technical, and physical measures — to safeguard your personal information against loss, theft, and misuse, as well as against unauthorized access, disclosure, alteration, and destruction.

Our online services use Secure Sockets Layer (SSL) encryption on all web pages where personal information is collected. To use these services, you must use an SSL-enabled browser such as Chrome, Safari, Firefox, or Internet Explorer. Doing so protects the confidentiality of your personal information while it’s transmitted over the Internet.

When you use our products, services, or applications or post on an online forum, chat room, or social networking service, the personal information you share is visible to other users and can be read, collected, or used by them. You are responsible for the personal information you choose to submit in these instances. For example, if you list your name and email address in a forum posting, that information is public. Please take care when using these features.

We make it easy for you to keep your personal information accurate, complete, and up to date. We will retain your personal information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is required or permitted by law.

We do not knowingly collect personal information from children under 18 years of age. If we learn that we have collected the personal information of a child under 18, we will take steps to delete the information as soon as possible.

Our websites, products, applications, and services may contain links to third-party websites, products, and services. Our products and services may also use or offer products or services from third parties which may include such things as location data or contact details, is governed by their privacy practices. We encourage you to learn about the privacy practices of those third parties.

To make sure your personal information is secure, we communicate our privacy and security guidelines to our employees and strictly enforce privacy safeguards within the company.

These terms will be governed by and construed in accordance with the laws of the State of Utah, without regard to any principles of conflicts of law. You agree that any action at law or in equity that arises out of or relates to these terms will be subject to mediation in the State of Utah. If any of these terms of use are found unlawful, void, or for is any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions. These terms may be modified only by our posting of changes to these terms of use on our Sites.

If you have any questions or concerns about the Privacy Policy, please contact us by writing a letter to us and sending it to: Interactive Trader, 380 S. Technology Ct., Ste. 100, Lindon, UT 84042. We may update our Privacy Policy from time to time. When we change the policy in a material way, a notice will be posted on our website along with the updated Privacy Policy.


EDUCATION & TRAINING: We provide non-traditional education and training. We do not sell a business opportunity, franchise business, or business in a box. As with any educational endeavor, a customer’s ability to achieve a particular objective is dependent on a variety of factors, including a customer’s prior experience, educational background, time, effort, commitment, and their ability to learn and apply the concepts taught. Because many of the factors above are beyond our control, we cannot guarantee specific results, including income. Customer's should evaluate their own situation, objectives, risk tolerance, and commitment prior to purchasing advanced education. We will never promise that you will make any money or that your desired results will be easy to achieve.

We offer no financial, retirement, tax, accounting, or legal advice. We are not a licensed dealer-broker, nor is our staff registered financial consultants. Prior to undertaking any investment transaction, you should consult your financial, tax, accounting, or legal advisor to evaluate your objectives, risks, consequences, and suitability of that transaction. We do not profit or earn commissions from any real estate or stock market transaction.

Acquiring additional lines of credit involve risk. Prior to acquiring additional lines of credit, the borrower should carefully consider whether a particular line of credit is appropriate for them, based upon their objectives, financial resources, and other relevant circumstances. Further, the borrower should closely evaluate the terms of the line of credit applying for (e.g., fees, interest rates, terms, obligations, etc.) The borrower of a line of credit should consult their own accounting and financial advisors prior to acquiring such lines of credit.

SURVEYS: We survey our customers after each interaction. As with all surveys, it is difficult to track and ascertain those who implement and complete the training provided. Survey results displayed were compiled over a 12-month period, and have been audited by a third-party. Some customers attend the training for education purposes only, but were included in satisfaction survey results. Some customers attend the training and do not apply the concepts taught, and therefore, do not make money.

ENDORSEMENTS: Any written or video endorsements featured in our marketing, training, and fulfillment are from our customers, many of whom purchased additional education. Nobody was paid for their opinion and each result and experience cannot be represented as typical. Your experience will vary.